Direct

Automatically fund payments from your checking account.

Prepaid

Pre-load your card with an e-check or credit card.

Payroll

Automatically deduct purchases from your next paycheck (for BYU full time staff and faculty only).

7.85%

How Much You
Can Save in Taxes

A Win-Win Deal


The first win is that you save money when you use Cougar Cash. And while you're saving money, BYU also wins by avoiding debit and credit card processing fees.


Students, faculty, and staff are not charged sales tax at campus dining facilities when they pay with Cougar Cash! The sales tax rate on prepared food is 7.85%, so on a purchase of $6.45 you will save 50 cents.

1. Link your checking account to Cougar Cash Direct

2. Use your BYU ID to make campus purchases

3. Funds automatically transfer from your checking account when your spending balance exceeds $5

1. Deposit funds from your credit card, debit card, or checking account.

2. Use your BYU ID to make campus purchases

1. Sign up for Cougar Cash Payroll

2. Use your BYU ID to make campus purchases

3. Funds automatically deduct from your next payroll check

BYU App

Deposit Cougar Cash On the Go with the BYU App!

You can also deposit fund to your Cougar Cash account from your computer by signing in at cougarcash.byu.edu