1. Link your checking account to Cougar Cash Direct

2. Use your BYU ID to make campus purchases

3. Funds automatically transfer from your checking account when your spending balance exceeds $5

Cougar Cash Direct is a way to automatically pay for campus purchases with your BYU ID card, similar to a Debit Card transaction....


First, sign up by signing in at cougarcash.byu.edu and attach a checking account to fund your purchases.


Next, use your BYU ID card to make purchases.


When your spending balance rises above $5, BYU will initiate an automatic withdrawal to pull the funds from your checking account.


This eliminates the need for you to preload your Cougar Cash account with funds! Easy, automatic, Cougar Cash!


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Cougar Cash Direct FAQ

What is Cougar Cash Direct?

Cougar Cash Direct is a way to automatically pay for campus purchases with your BYU ID card, similar to a Debit Card transaction.
1) Sign up by signing in at cougarcash.byu.edu and attach a checking account to fund your purchases.
2) Use your BYU ID card to make purchases.
3) BYU will initiate an automatic withdrawal from your checking account when your spending balance reaches $5 or more.

When will funds be withdrawn from my checking account with Cougar Cash Direct?

BYU will make a withdrawal from my account for only my current spending balance when:
1) My spending balance reaches $5 or more.
2) My spending balance is under $5 and my account has been inactive for 45 days.
Or
3) Upon termination of the Cougar Cash Direct account, if my spending balance is positive.

Can I terminate my Cougar Cash Direct account at any time?

Yes, by signing in at cougarcash.byu.edu, you can switch your account to the regular pre-paid Cougar Cash account at any time.

Can I use a Credit or Debit Card to fund my Cougar Cash Direct account?

No, Cougar Cash Direct can only be linked to a checking account set up as a profile in My Financial Center.

Is there a limit on how much I can spend with Cougar Cash Direct?

Yes, the spending limit is $250 per day.